Tucked near the banks of the Pemigewasset River, this exceptional property delivers the ultimate White Mountains lifestyle, where comfort meets capability and outdoor adventure begins right outside your door. Thoughtfully constructed and designed for those who truly live the mountain life, this 4-bedroom, 2-bath home offers rare direct river access via a unique underground passage, an incredible feature that makes kayaking, fishing, tubing, or a refreshing swim as effortless as stepping outside. Few properties offer this level of connection to the water. Inside, warm natural wood accents, wide plank flooring, and generous natural light create a welcoming and relaxed atmosphere. The spacious mudroom is built for real life, with ample storage for skis, bikes, snowshoes, and river gear. The kitchen, framed by mountain views, opens seamlessly into the dining and living spaces, creating a natural hub for gathering after a day on the slopes or trails. A flexible bonus room or office, full bath, and laundry complete the first level. Upstairs, four comfortable bedrooms provide space for family and guests, along with a second full bath. The finished third-floor flex space, ideal as a studio, playroom, bunk room, or creative retreat, adds even more versatility. Outdoors is where this property truly shines. An expansive concrete patio connects the porch, deck, and screened gazebo, creating multiple spaces for entertaining, dining, or simply unwinding. A hot tub hookup is already in place, ready to elevate your evenings under the stars. For those who need space for equipment, hobbies, or business use, the impressive 30'x40' barn with a 12'x14' overhead door offers exceptional functionality - perfect for RV storage, boats, snowmobiles, or workshop needs. An additional ~250 sq ft of heated finished space within the barn provides flexibility for a gym, office, or media room. An 18'x20' shed sits conveniently between the barn and home for even more storage. 4 bed home, 3 bed septic